Credit Track
Credit Track is a web-based loan
origination, workflow, approval, monitoring and reporting
software suite that helps bankers manage their loan portfolio
and mitigate commercial lending risks. The origination
process captures data points that are used throughout the loan
life cycle, thus eliminating redundant keystrokes and
improving data quality. Credit Track helps in the monitoring and tickler process via tracking covenant conditions and required financial submissions. The application has a dashboard feature to track metrics as well as performing various levels of operational and management reporting. The platform is highly configurable and requires no programming knowledge to make workflow and operational changes.
Product Specifics
To stay current on
all portfolio management and credit process needs, Credit
Track offers a feature set that allows bankers to create
credit tasks based on business flow and to manage the loan
queue for the department. The application integrates these
workflow metrics and helps manage credit risk, track financial
information, monitor covenants and credit conditions as well
as performance metrics.
A challenge for any department or division of a bank is to manage staff metrics and workflow while maintaining credit quality and timely receipt of financial information. Credit Track offers a simple and intuitive interface to help track all tasks related to the credit origination, underwriting, approval and monitoring process. Managers are able to assign user defined weights to specific tasks and may perform regression analyses to determine performance and workforce efficiency within their organization.
Technology Architecture
- Use of .NET
centric technologies, using ASPX for User Interface
layer
- Enterprise
database running on SQL Server 2005
- Internet
Information Server on Windows Server 2003
- Support for IE
6.0 or above
- Common functions
are available as a framework (data access, logging,
auditing)
- The business
logic layer is implemented as a service, each
functional module owns its own business service
- Common reporting
framework using Crystal Reports
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 Click here to download the Credit Track Data
Sheet |
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| Feature Set |
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| Completely configurable executive dashboard |
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| Configurable workflow metrics and statistics |
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| Automate manual process with redundant tasks |
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| Handles highly complex relationship and deal structures |
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| Monitor and maintain performance metrics via dashboard |
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| Generate ad-hoc reports to view your portfolio from multiple view points |
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| Powerful query and ad-hoc reporting capabilities |
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| Manage loan portfolio and asset information |
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| Comprehensive data and document management capabilities |
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| Track financial submission of required information |
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| Manage and perform covenant compliance |
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| Highly configurable application, requires very little programming |
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| Integrate with existing bank systems |
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| Web based, easy-to-use browser navigation |
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